MR. MONEY MAXWELL
The Freedom Number
The 10-Minute Trader Kit · Tool 02
Your Freedom Number
Your numbers, conservative math, no promises. See what your idle capital could pay — and exactly how much capital "work optional" really requires.
Your Numbers
Savings, brokerage, or retirement funds you could deploy. Be honest — not aspirational.
I target ~1% of strike per 30 days (it's on the checklist). Slide lower to stress-test. Anyone promising 5%+ monthly is selling you something.
0.25% — VERY CONSERVATIVE2% — AGGRESSIVE CEILING
High-yield savings rate, for comparison. Check your actual rate — most people are shocked.
What "work optional" actually costs you per month. This sets your Freedom Number.
The Math
Estimated monthly premium at your assumption—
Estimated per year—
Same capital, sitting in savings (per month)—
The gap — what idle money isn't paying you monthly—
Your Freedom Number
—
Capital required for premium income to cover your monthly expenses at your chosen yield — the point where work becomes optional.
Want the checklist behind this number?
The 10-Minute Trader Kit walks you through the exact math-based process — no hype, no shiny objects. Grab it free.
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